BUYING + HOMES

A real estate experience designed to give you more,
no matter what move you're making.

Smiling family with young children relaxing together on a bed, symbolizing the importance of finding a home that suits a family-friendly lifestyle and community needs.

Family Living

When buying a home for family living, key considerations include space, functionality, and a family-friendly community. We will guide you to homes located in neighbourhoods with excellent schools, parks, and family-oriented amenities. Our focus is on finding a home that fits your family’s lifestyle, ensuring the layout and features are practical for everyday life.

We will also help you research local school districts, community safety, and neighbourhood atmosphere. With our support, we’ll help you find a home that offers both the space and environment your family needs to thrive.

Charming two-storey home with a spacious wraparound porch, representing the ideal upgrade for homeowners seeking more space and comfort for entertaining or multigenerational living.

Upsizing

Upsizing is about finding a home that fits your evolving lifestyle—whether it’s more space for grandkids, in-law suites, or hosting waterside parties.

Whether you’re seeking a gourmet kitchen, a finished basement, or outdoor entertaining space, we’ll ensure the property aligns with your goals. Our expertise will ensure the process of upsizing is smooth and tailored to your specific needs.

Smiling senior woman enjoying a meal outdoors with her dog, symbolizing the comfort and joy of downsizing into a simpler, more manageable home that supports a fulfilling lifestyle.

Downsizing

Downsizing is a big transition, and we are here to help you make the process as smooth as possible. The first step is determining your goals—whether you're looking for a smaller home, less maintenance, or a property that’s easier to manage. We will help you identify what’s most important in your new home. Downsizing isn’t about sacrifice it’s about living life to the fullest in a space you feel happy in.

Two Adirondack chairs on a dock at sunset overlooking a tranquil lake, representing the peaceful lifestyle and beauty of owning lakefront property.

Lakefront Property

Buying lakefront property offers unique opportunities and challenges. The process starts with assessing the land and water quality to ensure the property meets your expectations. We will check for setbacks, waterfront regulations, proper access to the water, flooding odds in that area.

Navigating zoning laws and environmental concerns—such as shoreline protection—is crucial, and we will be with you every step of the way to ensure you're fully informed. We’ll help you understand your budget, find the right financing options, and ensure you secure the best mortgage terms. Our goal is to help you find a beautiful, peaceful property where you can enjoy both nature and comfort.

Bright and cozy cottage bedroom with a vaulted white ceiling, deep blue walls, and a metal-frame bed—offering a glimpse into comfortable and stylish recreational living.

Recreational Cottage

When purchasing a recreational cottage, it’s important to consider your long-term goals, whether the property will be a seasonal retreat or a year-round escape. The first step is identifying your preferred location, keeping in mind factors like accessibility, road conditions, and proximity to amenities.

We will help you navigate zoning restrictions, waterfront regulations, and seasonal limitations. Additionally, we will guide you through property inspections, ensuring the cottage is well-maintained and meets your needs, from reliable water sources to structural integrity. Financing for recreational properties can differ from traditional homes, so we’ll work with you to explore the best mortgage products available. Together, we’ll find the perfect cottage that serves as both a peaceful retreat and a functional getaway.

Young couple happily preparing a meal together in their modern kitchen, representing the joy and excitement of settling into a first home.

First-Time Home Buyers

Buying your first home can feel overwhelming, but we’re here to guide you every step of the way. First, we’ll help you define your budget, explore financing options, and get pre-approved for a mortgage. With your criteria in mind, we’ll find properties that fit your needs and budget, keeping you informed every step of the way!

Once we find the right home, we’ll walk you through making an offer, negotiations, and inspections. From start to finish, we’ll ensure you understand each step, making the process smooth and stress-free. Our goal is to make your first home purchase exciting and confident, with no surprises along the way

FAQ + ANSWERS

  • Closing costs typically range from 1.5% to 4% of the home's purchase price and are paid on closing day when ownership is transferred. These costs can include:

    + Land Transfer Tax (varies by province/city)

    + Legal Fees ($1,500–$3,000)

    + Title Insurance ($250–$500)

    + Home Inspection/Appraisal Fees ($300–$600)

    + Mortgage Default Insurance (if applicable)

    + Adjustments for Property Taxes & Utilities

    To avoid surprises, buyers should budget accordingly and review these costs with their real estate agent and lawyer well in advance.

  • Yes, getting a pre-approval before house hunting is essential. It helps you understand your budget, strengthens your offer, and shows sellers you’re a serious buyer. Plus, it can prevent surprises in the financing process.

  • Minimum 5% for homes under $500K, 10% for the portion above $500K, and 20% for homes over $1M

  • It can take 30 to 90 days, depending on market conditions, financing, and closing timelines.

  • A deposit secures your offer and goes toward your down payment, which is the total amount you contribute upfront.

  • Yes, a home inspection can reveal potential issues and help you make an informed decision.